Abudgetthatrolls with life
Roll with It is the household budgeting app for real life. Roll unspent budget into next month, track everything from your offset to your mortgage, stay ahead of bills — and close out every month with a review worth watching.
June 2026
18 days in
Highest expenditure
Your whole financial month, in one place
Budgets, accounts, bills and income — built around how households actually spend.
Smart rollover
Budgets don't reset to zero. Underspend rolls forward, overspend gets absorbed — so one big shop in June doesn't wreck July.
$180 left
+$180 rolled in
Every account, one net worth
Savings, offsets, credit cards and mortgages — with paydown projections and interest saved.
Bills on autopilot
Recurring bills and income on a calendar, with push reminders before anything is due.
Car insurance $128 — due Thursday
Built for households
One shared budget for the whole family, with income tracked per person.
Quick updates
Batch-edit spending, income and account balances in seconds — keeping things current never feels like admin.
Close out your month like a highlight reel
When a month wraps, Roll with It turns it into a story — swipe through your cashflow, spending, budget performance and wealth, then roll into the next month with a plan.
Auto-prompted when the month closes
Open the app in a new month and your review is ready to play.
Cashflow, spending, budget and wealth
Every slide is your real data — income per person, top categories, net worth movement, mortgage progress.
Reality reset, then roll forward
Got a bonus? Overspent on shopping? Allocate the surplus, leave a note, and start next month clean.
Plan next month in one tap
Last month's spending becomes suggested one-off budgets for the month ahead.
June cashflow
+$2,140
In
$8,450
Out
$6,310
Budget assistant
Connected to your live budget
Ask anything about your budget…
An AI that actually knows your numbers
Not a generic chatbot — a financial planner wired into your budget. It reads your real categories and income, and makes changes for you when you ask.
It sees your real numbers
The assistant reads your categories, budgets and income — no copy-pasting your finances into a chatbot.
It takes action
Create one-off budgets, update spending, add notes — straight from the conversation.
It looks ahead
Project scenarios, plan for big months, and get AI-assisted insights in your Month in Review.
A monthly rhythm, not a chore
Roll with It is built around the way months actually flow — set up once, glance often, review at the end.
Set up your month
Create income and spending categories for your household, set default budgets, and add your accounts and recurring bills once.
Track as you go
Quick-update spending and balances in seconds on web or mobile. Bill reminders and pace indicators keep you honest mid-month.
Review and roll
Watch your Month in Review, run a reality reset if you need one, and roll into next month with budgets that reflect what actually happened.
Simple pricing, 30 days free
One subscription covers your whole household — web and mobile included.
Basic
Everything a household needs to budget well
- Income & expense tracking by category
- Smart rollover budgets
- Accounts, mortgages & net worth
- Bills calendar with push reminders
- Month in Review stories
- Native iOS & Android app
- CSV export anytime
AI Tier
Basic, plus an assistant that knows your numbers
- Everything in Basic
- AI budget chat that takes action
- AI spending insights & breakdowns
- Predictive budgeting & projections
- AI-assisted Month in Review
- Priority support
All plans include a 30-day free trial. Cancel anytime.
Loved by households who hate budgeting
The rollover is the killer feature. Going over on groceries one week used to derail the whole month — now it just evens itself out.
We genuinely look forward to the Month in Review now. Watching our mortgage tick further ahead each month is weirdly addictive.
Freelance income is all over the place. Being able to track per-person income and roll budgets forward is exactly what other apps got wrong.